Is a Discharged Bankruptcy Removed From My Credit Report?
Q. Can a Chapter 13 be removed from a credit file if that Bankruptcy is discharged? A. Just because a bankruptcy is discharged doesn’t mean it will be removed. This is true whether it is a Chapter 13...
View ArticleYou Can Use Bankruptcy To Void a Second Mortgage
Are you so underwater in your total mortgage obligations you are considering walking away from your home? Can’t get a decent home loan restructuring from your bank due to a second mortgage? There may...
View ArticleTo File or Not to File: Is Bankruptcy Right for You?
If you think you qualify for personal bankruptcy, but are still on the fence about filing, consider an important commentary by Michael Casey published in the The Wall Street Journal's MoneyWatch this...
View ArticleHow Soon After a Bankruptcy Can I Get a Mortgage?
Q. I filed Chapter 7 bankruptcy about two and a half years ago due to some medical issues topped off with a job loss. We reaffirmed our current mortgage in the bankruptcy, so we still have our...
View ArticleBankruptcy 101: What It Really Means and Whether It’s Right for You
While bankruptcy can be a positive step in the right direction, that’s only true under the right circumstances. Sometimes alternatives to bankruptcy are best. The only way to know is to educate...
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